Current Listings
Guide Price £360,000
3
2
3
Guide Price £170,000
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1
2
Guide Price £485,000
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2
7
Guide Price £395,000
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3
Guide Price £325,000
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3
Guide Price £600,000
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Guide Price £170,000
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1
Guide Price £375,000
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Guide Price £755,000
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8
Guide Price £950,000
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8
Guide Price £1,650,000
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Guide Price £1,200,000
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10
Guide Price £350,000
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Guide Price £285,000
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3
Guide Price £575,000
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1
4
Guide Price £500,000
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2
6
Guide Price £299,950
3
2
2
Guide Price £650,000
4
2
6
Guide Price £425,000
4
3
3
Guide Price £375,000
3
1
4
Guide Price £290,000
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2
2
Guide Price £635,000
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2
6
Guide Price £440,000
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1
Guide Price £550,000
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8
Guide Price £725,000
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8
Guide Price £735,000
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1
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Guide Price £795,000
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Offers In Excess Of £650,000
4
2
5
Guide Price £205,000
2
1
2
Guide Price £700,000
39.85 ac
Guide Price £1,150,000
5
3
10
Guide Price £570,000
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2
5
Guide Price £275,000
3
2
Guide Price £425,000
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2
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Guide Price £475,000
3
1
3
Guide Price £925,000
5
3
8
Guide Price £230,000
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1
Offers Over £700,000
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2
5
Guide Price £350,000
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1
3
Guide Price £500,000
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2
2
Guide Price £190,000
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2
1
Offers In The Region Of £325,000
3
1
6
£799,000
5
2
9
Guide Price £299,950
3
2
2
Guide Price £550,000
3
2
10
Guide Price £425,000
4
2
3
Guide Price £170,000
1
1
1
Guide Price £750,000
6
1
5
Guide Price £343,000
4
2
4
Guide Price £420,000
4
2
3
Bennet Samways Estate Agents
Bennet Samways are a truly personalised estate agency, providing a high-end experience in the world of estate agency. Bennet Samways is your trusted partner in finding, selling and securing the finest properties tailored to your unique desires and dreams.
About Us - At Bennet Samways, we redefine the estate agency experience. As a bespoke estate agency, we specialise in delivering exceptional service that goes beyond your expectations. Our mission is to expertly nurture, communicate and guide our clients through the selling, and buying process. We work hard to connect you with exclusive properties that match your lifestyle, preferences, and aspirations.
We take immense pride in being a licensed Propertymark estate agency. Our commitment to professionalism, transparency, and ethical practises sets us apart in the estate agency industry. As a licensed member of Propertymark, we adhere to the highest standards, ensuring that our clients receive expert guidance and the utmost confidence in their property transactions. Whether you’re buying, or selling, you can trust Bennet Samways to provide you with a superior level of service that is both dependable and dedicated. We understand the significance of your property decisions, and our affiliation with Propertymark underscores our unwavering dedication to delivering excellence in every aspect of your estate agency journey.
Bennet Samways was established in 2021 by Stuart Bennet and Nick Samways, with combined 35 years of estate agency experience. Winning the ‘British Property Award Gold Winner For Best Estate Agent In Ashbourne’ in both 2022, 2023 & 2024. We were also listed in the 'Best Estate Agent Guide' for Ashbourne 2024 & 2025.
Discover The Difference Today - Whether you’re selling a country cottage in Derbyshire, a discerning character home with land or a stylish home in Ashbourne, Bennet Samways is here to make your property dreams a reality.
Explore our exclusive listings, read our client testimonials, and get in touch with us to start your journey in selling your home and find the perfect property that reflects your unique style and taste.
Located at the prestigious office at Ednaston Park, between Ashbourne and Derby, adjacent to A52 with easy access, and free car parking for our clients on their appointment. Why not call Stuart, Nick or Katie on 01335 818550 and discover the difference…
Your extraordinary estate agency journey starts here…
THINKING OF SELLING? FREE VALUATIONS AVAILABLE
We provide EXPERT advice on achieving the best possible price for your home. We are pleased to offer FREE Valuations, and advice on maximising the saleability of your property, along with a ‘No Sale No Fee’ approach.
Latest Blog Posts
Jan 17, 2025
Should You Buy a House With Solar Panels?
Over a million homes in the UK are fitted with solar panels[1], so it’s not unusual to find one on the market. And with most new builds being constructed with energy-efficient appliances, finding a solar-powered home for sale in Ashbourne & Derbyshire is only going to become more common. Just like any home you buy, it’s good to weigh up the pros and cons to see if it’s the right choice for you. If you’re debating whether you should buy a house in Ashbourne & Derbyshire with solar panels, here’s everything you need to know before you commit. What Are the Benefits of Buying a House With Solar Panels? Buying a house with solar panels has many benefits, including: Cheaper bills : Solar power is renowned for providing cheaper energy bills. Depending on the terms of the lease, you may even get your energy completely free! Low maintenance work : Except for routine cleaning (which isn’t costly) solar panels are very low maintenance. Plus, warranties usually last for 20+ years. If the seller has only just had the panels installed, you could be covered for any faults for a long time. Resale-ability : The homebuying market is becoming more eco-conscious. Some buyers are even willing to pay more for a sustainable home[2]! When it comes to selling in the future, your property could have an edge that others don’t. An eco-friendlier life : Solar power is a renewable resource, so it’s much better for the environment than fossil fuels will ever be. In turn, they help you live an eco-friendly life. Things to Consider Before Buying a House With Solar Panels Despite the benefits of buying a house with solar panels, there are some things you should consider before you commit, including: Whether You Can Still Get a Mortgage It’s uncommon, but some lenders take issue with a property leasing its roof to a solar power company purely because it’s not owned by you. Before you make an offer, check with your lender or speak to your mortgage advisor to see if you can still get the mortgage you need. What Permissions & Restrictions You’ll Have Since most houses with solar panels have a lease on the roof, there may be restrictions about what you can and can’t do with your home. Some leases require you to seek permission to extend or even sell your home in the future. Always review the lease in detail before you buy to make sure you know about (and are comfortable with) any restrictions. There Could Be Removal Fees You shouldn’t buy a house with solar panels if you plan on removing them. Plus, some leases won’t ever allow you to remove them anyway. But if you need to have work done on your property and the panels need to be taken down temporarily, you may need to pay hefty fees. Are You Looking to Buy in Ashbourne & Derbyshire? If you’re looking to buy a property in the Ashbourne & Derbyshire area, Bennet Samways are your local property experts! Check out our available listings on our website at bennetsamways.co.uk or give us a call on 01335 818550 for a friendly chat with our team about what you’re looking for. Frequently Asked Questions About Buying a House With Solar Panels Installed Do I own the solar panels if I buy a house with them? There are two options: buying solar panels outright or inheriting a lease agreement. Leases may limit your ability to modify your roof or sell your home. What are the benefits of buying a house with a solar panel lease? Lower electricity bills and potential free electricity are attractive perks. However, some lenders may not approve mortgages for leased panels as part of a solar panel system. Can I install a battery system with leased solar panels? This depends on the lease agreement. Adding a battery system to store renewable energy may require permission from the solar panel company. What are the advantages of buying solar panels outright? When you install solar panels you have purchased yourself, you'll receive all the benefits of solar power, including the feed-in tariff for excess energy. There are no lease restrictions, but you'll also be responsible for maintenance costs. ...
Jan 17, 2025
Why 2025 Could Be The Perfect Year To Buy A Property In Ashbourne & Derbyshire
If you’ve been considering buying a property in Ashbourne & Derbyshire, 2025 might be your year! With a balanced property market, stabilising mortgage rates, and manageable house price growth, the conditions are aligning for a favourable buying environment. Whether you’re a first-time buyer, moving to a larger property, downsizing or considering an investment, here’s why 2025 presents a wealth of opportunities. A Balanced Property Market Offers More Choices The UK property market has been steadily moving towards balance. According to data from Zoopla, the number of homes for sale in 2024 reached its highest level in seven years, and this trend is expected to continue into 2025. For buyers, this means: Greater Inventory: More homes on the market give buyers a wider range of options. Less Competition: A balanced market reduces the bidding wars that have characterised previous years. Stability: Buyers can make decisions more confidently without rushing to secure a deal. Improving Mortgage Rates Bring Financial Relief After a year of volatility, mortgage rates have shown signs of stabilisation. According to Moneyfacts, average five-year fixed mortgage rates stood at 4.5% in 2024, and experts predict they may decrease slightly or remain steady in 2025. Why this matters for buyers: Lower Monthly Payments: Affordable rates mean reduced financial strain. Predictable Planning: Locking in stable rates allows buyers to plan long-term budgets confidently. Increased Borrowing Power: Lower interest rates can increase what buyers are eligible to borrow. Buyers are encouraged to work with financial advisors to explore their options and secure the best deals early. Steady House Price Growth Encourages Strategic Buying After a period of sharp increases, house prices have been rising at a slower, more manageable pace. According to Rightmove’s 2025 house price forecast, the average house price is expected to rise modestly by around 3%. This steady growth benefits both buyers and sellers: For Buyers: There’s less pressure to rush, and the slower pace allows for careful market research. For Sellers: Gradual price increases mean selling remains a lucrative option. This stability ensures the property market remains accessible while still offering long-term investment potential. Government Support for Buyers in 2025 The UK government is introducing initiatives designed to support buyers, particularly those struggling to get on the property ladder. These measures include: Mortgage Guarantee Scheme: Proposals for a permanent scheme aim to make it easier for buyers with small deposits to access mortgages. Energy Efficiency Grants: Under the ‘Warm Homes Plan,’ grants and low-interest loans will be available for energy-efficient upgrades like solar panels and improved insulation. These upgrades can reduce energy costs in the long term while increasing property value. Support for Domestic Buyers: New policies aim to prioritise domestic buyers over international investors, ensuring more opportunities for UK-based purchasers. These initiatives reduce barriers to entry and support affordability, particularly for those navigating current economic challenges. Economic Strength Bolsters Market Confidence Heading into 2025, the UK’s economic outlook is positive. Rising wages and stable employment rates are contributing to heightened confidence in the housing market. What this means for buyers: More Competitive Deals: Lenders are more willing to offer favourable mortgage terms. Market Stability: A healthy economy helps maintain a strong market, reducing the risk of sudden downturns. According to a report by Halifax, buyer sentiment is expected to remain optimistic as the economy continues to stabilise. Preparing to Buy a Property in Ashbourne & Derbyshire in 2025 While 2025 offers many advantages, success in the property market requires preparation. Here’s how to make the most of the opportunities ahead: Understand Your Finances: Review your credit score. Save for a deposit (5 - 20% of the property’s value is typical). Research the Market: Identify areas with good growth potential. Compare prices to ensure you’re getting value for money. Work with Experts: Seek advice from an estate agent in Ashbourne & Derbyshire like Bennet Samways and speak with mortgage brokers. Consider Energy Efficiency: Look for homes with green upgrades, which may reduce running costs and increase future resale value. Act Strategically: Plan your timeline to avoid peak competition periods like spring. What Next? 2025 is looking like a promising year to purchase property. With balanced supply and demand, favourable mortgage rates, and supportive policies, the conditions are good for finding your dream home. By preparing strategically and getting expert advice from your local estate agent in Ashbourne & Derbyshire you can take advantage of what the 2025 property market has to offer. Ready to explore your options in the 2025 property market? Get expert advice, personalised recommendations, and the support you need to make your move with confidence. Contact Bennet Samways today on 01335 818550 or email us at stuart@bennetsamways.co.uk to start your journey! In the meantime, we’ve answered some of your common questions about buying a home in 2025. Frequently Asked Questions About Buying a Home in 2025 Is 2025 a good year to buy a home? With a balanced market, stabilising mortgage rates, and supportive government policies, 2025 offers favourable conditions for buyers. Will house prices rise in 2025? Experts forecast a modest 3% increase in average house prices, making it a good year to buy without fear of rapid inflation. What mortgage rates can I expect in 2025? Rates are expected to remain stable around 4.5%, with the potential for slight decreases depending on the market. How do government initiatives help buyers in 2025? Programmes like the Mortgage Guarantee Scheme and energy efficiency grants lower upfront costs and make homeownership more accessible. Is it better to buy in spring or autumn? Both seasons offer advantages. Spring historically provides more choice, while autumn may see less competition among buyers. How do I find the right property for my needs? Work with a trusted estate agent, conduct thorough research, and clearly define your budget and priorities before starting your search. Note: The information in this article is based on data as of November/December 2024 and may change. Always seek professional advice for your individual circumstances....
Jan 8, 2025
How to Keep a House Chain Progressing Smoothly
Buying and selling a property in Ashbourne & Derbyshire can be a super stressful time, and our responsibility is of course to ensure things go as smoothly as possible. Perhaps you’re ready to move, but the people buying your house need their buyers to get up to speed. And those buyers also need their buyers to press the pedal down on the transaction! Before you know it, suddenly you're getting into a long old property chain, and we know that sometimes chains can break, taking with them your hopes of a move into a dream property. This can be absolutely heartbreaking. Consumer body Which? surveyed 2,000 home movers, and discovered “around three in 10 (28%) people have experienced a property purchase falling through”. There are several reasons why a property chain breaks. But, the good news is, you can do something about it and play your part in making sure the chain keeps moving. So, here are our top seven tips on how to keep your house chain moving. Choose a Chain-Free Buyer This sounds so simple, doesn't it? You may get a few offers on your house, but only one may not be part of a chain. This means they don't need to rely on something else happening in order to move. So, if you are lucky enough to get two or three people offering on your property (and the price is right), choose the one who you think will cause the least trouble! Top Tip: This is where you can rely on us, your trusted estate agent in Ashbourne & Derbyshire to do our job and find out more about your potential buyers. Set Goals When you are right at the beginning of the process with a potential buyer, make sure you stipulate, through your estate agent, your preferred timescales. Things may not always stick to plan, but if you are all aware of a date you are working towards, it will focus minds. Top Tip: Be realistic. You may want your move to progress at lightning speed, but selling your home can be a complex process and take so much longer than you anticipate. Be Prepared When you're thinking about property chains, it's easy to think about what all the other parties are doing, and focus on how they can stop your chain from breaking. But don't forget, you're part of the chain too, so don't be the one who holds things up! Make sure your paperwork is in order, finances organised and mortgage offers are on the table. Top Tip: Make sure your paperwork is to hand to refer to, whether you're at home or in the office. If a query arises there won't be a delay in you responding. Respond Well Keeping the chain moving takes good communication from all parties, and that includes you. Your conveyancer may need information quickly or an email response before close of business on a particular day. Be accessible, and make sure everyone has the correct contact details for you. Top Tip: Respond to any queries promptly to avoid delays in clarification. If you need to seek out information that you don't have to hand, don't put it off! Use Experienced Professionals You're selling your house - probably your biggest asset - so you should ensure that you have professionals doing the job for you. Choose your estate agent, not necessarily on their fees, but on their experience and ability to keep things moving. You want them to be progressing and chasing where necessary, and making the calls and sending the emails. Top Tip: Draw up your shortlist of reputable, local estate agents and speak with each of them. You need a good relatiosnhip with your agent so making sure you are on the same wave-length and you get a good vibe is important. Remember, how they act with you is also how they will act with potential buyers! Think Outside the Chain If there's a problem with the house chain further up, consider selling your property and renting somewhere to live until the right property comes up for you rather than risk losing your own buyer. This might not work, of course, if you've got your heart set on somewhere in particular, but it could be an option. Top Tip: Renting doesn’t have to be forever. You can usually enter into a short-term tenancy agreement which will give you time to look around and find somewhere new to call your own home. Be Agile Should a property chain break, and you lose the property you were going to buy, make sure you can move quickly when it comes to other alternative properties. Is it possible for the chain to discuss the issues and come to an agreement, perhaps to negotiate on prices? Top Tip: If you're ready for all eventualities, then a broken chain may not lead to your heart breaking too. It really doesn't have to be a dead-end. If you want expert help on buying and selling or any advice regarding being in a property chain, then simply get in touch with us, Bennet Samways. Call us on 01335 818550 or email stuart@bennetsamways.co.uk to chat with a member of our friendly and experienced team....
Jan 8, 2025
How To Add Value To Your Home: Garage Conversions
Could a garage conversion boost your property value? As a homeowner in Ashbourne & Derbyshire, you may wonder whether a garage conversion could be the best way to add more living space to your home while boosting its value. Rising property prices in Ashbourne & Derbyshire, mean that not everyone can afford to upsize when the need to accommodate a growing family becomes more pressing. So, it isn’t surprising that a garage conversion could be the answer. If you're considering converting your garage, the team at Bennet Samways has some helpful advice that will enable you to make a well-informed decision. What Are The Benefits Of A Garage Conversion? Fewer people park their cars in their garages these days, instead using this valuable space to store clutter! Whether a single or double garage, a conversion will create a functional extra room that could make a massive difference to your family’s living arrangements. Not only will the extra space improve your home’s functionality, but it will also make it more appealing to purchasers when you’re ready to sell. Do I Need To Get Planning Permission For a Garage Conversion? Usually, you don’t need to get planning permission for a garage conversion so long as all of the works are internal with no extension to your property’s footprint. The only exception is if you live in a listed property or conservation area when planning permission may be needed. You should also note that obtaining a party wall agreement from your neighbours may be necessary before beginning work. Garage conversions must comply with the appropriate building regulations concerning: Energy efficiency Structural safety Drainage Fire safety Ventilation This approval must be in place before beginning work, and inspections may need to be carried out at different stages during your project. How Much Do Garage Conversions Cost? Your garage conversion cost will vary depending on your garage’s size, the complexity of the project, the type of materials you choose to use, and the finish you decide to opt for. In general, the average cost of converting a single garage will range between £5,000 and £20,000. What Could I Use My Garage Conversion For? Converting your garage will give you valuable additional space, but the purpose you choose to use it for is up to you. Some popular ways of using garage conversions include: Home office Fitness room Playroom Guest bedroom Extra family room / snug Games room Media room Kitchen extension Extra bathroom All these options will add value to your home and make it more attractive to potential buyers when you decide to move on. Talk to the Experts When you’re ready to sell your property in Ashbourne & Derbyshire or look for a new home, the Bennet Samways team is here to help. As expert estate agents in Ashbourne & Derbyshire, we’re confident we can help you find the perfect buyer for your existing property and the ideal new home to move to. Call us today on 01335 818550 to find out more. Frequently Asked Questions About Garage Conversions Will a garage conversion add value to my home? Yes, a garage conversion can significantly increase the value of your home. It provides additional living space, which is highly desirable to potential buyers. Do I need planning permission for a garage conversion? In most cases, you don't need planning permission for a garage conversion as long as it remains within the existing footprint of the building. However, it's essential to check with your local planning authority to be sure. How much does a garage conversion typically cost? The cost of a garage conversion varies depending on the size of the garage, the complexity of the work, and the finishes you choose. You can expect to pay anywhere from £5,000 to £20,000 or more. What are the benefits of converting a garage into a home office? A garage conversion can create a dedicated workspace, providing a quiet and private environment for working from home. It can also increase your property's value and appeal to potential buyers....
Jan 17, 2025
Should You Buy a House With Solar Panels?
Over a million homes in the UK are fitted with solar panels[1], so it’s not unusual to find one on the market. And with most new builds being constructed with energy-efficient appliances, finding a solar-powered home for sale in Ashbourne & Derbyshire is only going to become more common. Just like any home you buy, it’s good to weigh up the pros and cons to see if it’s the right choice for you. If you’re debating whether you should buy a house in Ashbourne & Derbyshire with solar panels, here’s everything you need to know before you commit. What Are the Benefits of Buying a House With Solar Panels? Buying a house with solar panels has many benefits, including: Cheaper bills : Solar power is renowned for providing cheaper energy bills. Depending on the terms of the lease, you may even get your energy completely free! Low maintenance work : Except for routine cleaning (which isn’t costly) solar panels are very low maintenance. Plus, warranties usually last for 20+ years. If the seller has only just had the panels installed, you could be covered for any faults for a long time. Resale-ability : The homebuying market is becoming more eco-conscious. Some buyers are even willing to pay more for a sustainable home[2]! When it comes to selling in the future, your property could have an edge that others don’t. An eco-friendlier life : Solar power is a renewable resource, so it’s much better for the environment than fossil fuels will ever be. In turn, they help you live an eco-friendly life. Things to Consider Before Buying a House With Solar Panels Despite the benefits of buying a house with solar panels, there are some things you should consider before you commit, including: Whether You Can Still Get a Mortgage It’s uncommon, but some lenders take issue with a property leasing its roof to a solar power company purely because it’s not owned by you. Before you make an offer, check with your lender or speak to your mortgage advisor to see if you can still get the mortgage you need. What Permissions & Restrictions You’ll Have Since most houses with solar panels have a lease on the roof, there may be restrictions about what you can and can’t do with your home. Some leases require you to seek permission to extend or even sell your home in the future. Always review the lease in detail before you buy to make sure you know about (and are comfortable with) any restrictions. There Could Be Removal Fees You shouldn’t buy a house with solar panels if you plan on removing them. Plus, some leases won’t ever allow you to remove them anyway. But if you need to have work done on your property and the panels need to be taken down temporarily, you may need to pay hefty fees. Are You Looking to Buy in Ashbourne & Derbyshire? If you’re looking to buy a property in the Ashbourne & Derbyshire area, Bennet Samways are your local property experts! Check out our available listings on our website at bennetsamways.co.uk or give us a call on 01335 818550 for a friendly chat with our team about what you’re looking for. Frequently Asked Questions About Buying a House With Solar Panels Installed Do I own the solar panels if I buy a house with them? There are two options: buying solar panels outright or inheriting a lease agreement. Leases may limit your ability to modify your roof or sell your home. What are the benefits of buying a house with a solar panel lease? Lower electricity bills and potential free electricity are attractive perks. However, some lenders may not approve mortgages for leased panels as part of a solar panel system. Can I install a battery system with leased solar panels? This depends on the lease agreement. Adding a battery system to store renewable energy may require permission from the solar panel company. What are the advantages of buying solar panels outright? When you install solar panels you have purchased yourself, you'll receive all the benefits of solar power, including the feed-in tariff for excess energy. There are no lease restrictions, but you'll also be responsible for maintenance costs. ...
Jan 17, 2025
Why 2025 Could Be The Perfect Year To Buy A Property In Ashbourne & Derbyshire
If you’ve been considering buying a property in Ashbourne & Derbyshire, 2025 might be your year! With a balanced property market, stabilising mortgage rates, and manageable house price growth, the conditions are aligning for a favourable buying environment. Whether you’re a first-time buyer, moving to a larger property, downsizing or considering an investment, here’s why 2025 presents a wealth of opportunities. A Balanced Property Market Offers More Choices The UK property market has been steadily moving towards balance. According to data from Zoopla, the number of homes for sale in 2024 reached its highest level in seven years, and this trend is expected to continue into 2025. For buyers, this means: Greater Inventory: More homes on the market give buyers a wider range of options. Less Competition: A balanced market reduces the bidding wars that have characterised previous years. Stability: Buyers can make decisions more confidently without rushing to secure a deal. Improving Mortgage Rates Bring Financial Relief After a year of volatility, mortgage rates have shown signs of stabilisation. According to Moneyfacts, average five-year fixed mortgage rates stood at 4.5% in 2024, and experts predict they may decrease slightly or remain steady in 2025. Why this matters for buyers: Lower Monthly Payments: Affordable rates mean reduced financial strain. Predictable Planning: Locking in stable rates allows buyers to plan long-term budgets confidently. Increased Borrowing Power: Lower interest rates can increase what buyers are eligible to borrow. Buyers are encouraged to work with financial advisors to explore their options and secure the best deals early. Steady House Price Growth Encourages Strategic Buying After a period of sharp increases, house prices have been rising at a slower, more manageable pace. According to Rightmove’s 2025 house price forecast, the average house price is expected to rise modestly by around 3%. This steady growth benefits both buyers and sellers: For Buyers: There’s less pressure to rush, and the slower pace allows for careful market research. For Sellers: Gradual price increases mean selling remains a lucrative option. This stability ensures the property market remains accessible while still offering long-term investment potential. Government Support for Buyers in 2025 The UK government is introducing initiatives designed to support buyers, particularly those struggling to get on the property ladder. These measures include: Mortgage Guarantee Scheme: Proposals for a permanent scheme aim to make it easier for buyers with small deposits to access mortgages. Energy Efficiency Grants: Under the ‘Warm Homes Plan,’ grants and low-interest loans will be available for energy-efficient upgrades like solar panels and improved insulation. These upgrades can reduce energy costs in the long term while increasing property value. Support for Domestic Buyers: New policies aim to prioritise domestic buyers over international investors, ensuring more opportunities for UK-based purchasers. These initiatives reduce barriers to entry and support affordability, particularly for those navigating current economic challenges. Economic Strength Bolsters Market Confidence Heading into 2025, the UK’s economic outlook is positive. Rising wages and stable employment rates are contributing to heightened confidence in the housing market. What this means for buyers: More Competitive Deals: Lenders are more willing to offer favourable mortgage terms. Market Stability: A healthy economy helps maintain a strong market, reducing the risk of sudden downturns. According to a report by Halifax, buyer sentiment is expected to remain optimistic as the economy continues to stabilise. Preparing to Buy a Property in Ashbourne & Derbyshire in 2025 While 2025 offers many advantages, success in the property market requires preparation. Here’s how to make the most of the opportunities ahead: Understand Your Finances: Review your credit score. Save for a deposit (5 - 20% of the property’s value is typical). Research the Market: Identify areas with good growth potential. Compare prices to ensure you’re getting value for money. Work with Experts: Seek advice from an estate agent in Ashbourne & Derbyshire like Bennet Samways and speak with mortgage brokers. Consider Energy Efficiency: Look for homes with green upgrades, which may reduce running costs and increase future resale value. Act Strategically: Plan your timeline to avoid peak competition periods like spring. What Next? 2025 is looking like a promising year to purchase property. With balanced supply and demand, favourable mortgage rates, and supportive policies, the conditions are good for finding your dream home. By preparing strategically and getting expert advice from your local estate agent in Ashbourne & Derbyshire you can take advantage of what the 2025 property market has to offer. Ready to explore your options in the 2025 property market? Get expert advice, personalised recommendations, and the support you need to make your move with confidence. Contact Bennet Samways today on 01335 818550 or email us at stuart@bennetsamways.co.uk to start your journey! In the meantime, we’ve answered some of your common questions about buying a home in 2025. Frequently Asked Questions About Buying a Home in 2025 Is 2025 a good year to buy a home? With a balanced market, stabilising mortgage rates, and supportive government policies, 2025 offers favourable conditions for buyers. Will house prices rise in 2025? Experts forecast a modest 3% increase in average house prices, making it a good year to buy without fear of rapid inflation. What mortgage rates can I expect in 2025? Rates are expected to remain stable around 4.5%, with the potential for slight decreases depending on the market. How do government initiatives help buyers in 2025? Programmes like the Mortgage Guarantee Scheme and energy efficiency grants lower upfront costs and make homeownership more accessible. Is it better to buy in spring or autumn? Both seasons offer advantages. Spring historically provides more choice, while autumn may see less competition among buyers. How do I find the right property for my needs? Work with a trusted estate agent, conduct thorough research, and clearly define your budget and priorities before starting your search. Note: The information in this article is based on data as of November/December 2024 and may change. Always seek professional advice for your individual circumstances....
Jan 8, 2025
How to Keep a House Chain Progressing Smoothly
Buying and selling a property in Ashbourne & Derbyshire can be a super stressful time, and our responsibility is of course to ensure things go as smoothly as possible. Perhaps you’re ready to move, but the people buying your house need their buyers to get up to speed. And those buyers also need their buyers to press the pedal down on the transaction! Before you know it, suddenly you're getting into a long old property chain, and we know that sometimes chains can break, taking with them your hopes of a move into a dream property. This can be absolutely heartbreaking. Consumer body Which? surveyed 2,000 home movers, and discovered “around three in 10 (28%) people have experienced a property purchase falling through”. There are several reasons why a property chain breaks. But, the good news is, you can do something about it and play your part in making sure the chain keeps moving. So, here are our top seven tips on how to keep your house chain moving. Choose a Chain-Free Buyer This sounds so simple, doesn't it? You may get a few offers on your house, but only one may not be part of a chain. This means they don't need to rely on something else happening in order to move. So, if you are lucky enough to get two or three people offering on your property (and the price is right), choose the one who you think will cause the least trouble! Top Tip: This is where you can rely on us, your trusted estate agent in Ashbourne & Derbyshire to do our job and find out more about your potential buyers. Set Goals When you are right at the beginning of the process with a potential buyer, make sure you stipulate, through your estate agent, your preferred timescales. Things may not always stick to plan, but if you are all aware of a date you are working towards, it will focus minds. Top Tip: Be realistic. You may want your move to progress at lightning speed, but selling your home can be a complex process and take so much longer than you anticipate. Be Prepared When you're thinking about property chains, it's easy to think about what all the other parties are doing, and focus on how they can stop your chain from breaking. But don't forget, you're part of the chain too, so don't be the one who holds things up! Make sure your paperwork is in order, finances organised and mortgage offers are on the table. Top Tip: Make sure your paperwork is to hand to refer to, whether you're at home or in the office. If a query arises there won't be a delay in you responding. Respond Well Keeping the chain moving takes good communication from all parties, and that includes you. Your conveyancer may need information quickly or an email response before close of business on a particular day. Be accessible, and make sure everyone has the correct contact details for you. Top Tip: Respond to any queries promptly to avoid delays in clarification. If you need to seek out information that you don't have to hand, don't put it off! Use Experienced Professionals You're selling your house - probably your biggest asset - so you should ensure that you have professionals doing the job for you. Choose your estate agent, not necessarily on their fees, but on their experience and ability to keep things moving. You want them to be progressing and chasing where necessary, and making the calls and sending the emails. Top Tip: Draw up your shortlist of reputable, local estate agents and speak with each of them. You need a good relatiosnhip with your agent so making sure you are on the same wave-length and you get a good vibe is important. Remember, how they act with you is also how they will act with potential buyers! Think Outside the Chain If there's a problem with the house chain further up, consider selling your property and renting somewhere to live until the right property comes up for you rather than risk losing your own buyer. This might not work, of course, if you've got your heart set on somewhere in particular, but it could be an option. Top Tip: Renting doesn’t have to be forever. You can usually enter into a short-term tenancy agreement which will give you time to look around and find somewhere new to call your own home. Be Agile Should a property chain break, and you lose the property you were going to buy, make sure you can move quickly when it comes to other alternative properties. Is it possible for the chain to discuss the issues and come to an agreement, perhaps to negotiate on prices? Top Tip: If you're ready for all eventualities, then a broken chain may not lead to your heart breaking too. It really doesn't have to be a dead-end. If you want expert help on buying and selling or any advice regarding being in a property chain, then simply get in touch with us, Bennet Samways. Call us on 01335 818550 or email stuart@bennetsamways.co.uk to chat with a member of our friendly and experienced team....
Jan 8, 2025
How To Add Value To Your Home: Garage Conversions
Could a garage conversion boost your property value? As a homeowner in Ashbourne & Derbyshire, you may wonder whether a garage conversion could be the best way to add more living space to your home while boosting its value. Rising property prices in Ashbourne & Derbyshire, mean that not everyone can afford to upsize when the need to accommodate a growing family becomes more pressing. So, it isn’t surprising that a garage conversion could be the answer. If you're considering converting your garage, the team at Bennet Samways has some helpful advice that will enable you to make a well-informed decision. What Are The Benefits Of A Garage Conversion? Fewer people park their cars in their garages these days, instead using this valuable space to store clutter! Whether a single or double garage, a conversion will create a functional extra room that could make a massive difference to your family’s living arrangements. Not only will the extra space improve your home’s functionality, but it will also make it more appealing to purchasers when you’re ready to sell. Do I Need To Get Planning Permission For a Garage Conversion? Usually, you don’t need to get planning permission for a garage conversion so long as all of the works are internal with no extension to your property’s footprint. The only exception is if you live in a listed property or conservation area when planning permission may be needed. You should also note that obtaining a party wall agreement from your neighbours may be necessary before beginning work. Garage conversions must comply with the appropriate building regulations concerning: Energy efficiency Structural safety Drainage Fire safety Ventilation This approval must be in place before beginning work, and inspections may need to be carried out at different stages during your project. How Much Do Garage Conversions Cost? Your garage conversion cost will vary depending on your garage’s size, the complexity of the project, the type of materials you choose to use, and the finish you decide to opt for. In general, the average cost of converting a single garage will range between £5,000 and £20,000. What Could I Use My Garage Conversion For? Converting your garage will give you valuable additional space, but the purpose you choose to use it for is up to you. Some popular ways of using garage conversions include: Home office Fitness room Playroom Guest bedroom Extra family room / snug Games room Media room Kitchen extension Extra bathroom All these options will add value to your home and make it more attractive to potential buyers when you decide to move on. Talk to the Experts When you’re ready to sell your property in Ashbourne & Derbyshire or look for a new home, the Bennet Samways team is here to help. As expert estate agents in Ashbourne & Derbyshire, we’re confident we can help you find the perfect buyer for your existing property and the ideal new home to move to. Call us today on 01335 818550 to find out more. Frequently Asked Questions About Garage Conversions Will a garage conversion add value to my home? Yes, a garage conversion can significantly increase the value of your home. It provides additional living space, which is highly desirable to potential buyers. Do I need planning permission for a garage conversion? In most cases, you don't need planning permission for a garage conversion as long as it remains within the existing footprint of the building. However, it's essential to check with your local planning authority to be sure. How much does a garage conversion typically cost? The cost of a garage conversion varies depending on the size of the garage, the complexity of the work, and the finishes you choose. You can expect to pay anywhere from £5,000 to £20,000 or more. What are the benefits of converting a garage into a home office? A garage conversion can create a dedicated workspace, providing a quiet and private environment for working from home. It can also increase your property's value and appeal to potential buyers....
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